Every year, college students are unable to graduate because of small unpaid bills, ultimately dropping from their courses and leaving school without a degree. Some go home to a minimum wage job (if a job at all) to now paying off student loan debt. The JJ College GAP Fund isn’t new, however it is a new collaboration with Jack and Jill of America, Inc. and Jack and Jill of America Foundation to intervene and provide a lifeline for students during this critical time of expected graduation. Students do not need to write another essay or look for another UNFORGIVEN loan. They will just need to show up to class, and the remaining bill is “PAID IN FULL”. The goal is to establish a collaborative $2 Million Dollar Scholarship Endowment over a 10-year period (Foundation will raise and/or match $100,000 annually) for students attending Historically Black Colleges and Universities. This restricted endowment meets the charitable goals of the Foundation to make a lasting impact in the lives of deserving students at HBCUs. Jack and Jill Foundation is recognized as a public charity under IRS 501(c)(3) requirements for a charitable organization and all contributions are eligible to receive a tax-deduction in accordance with IRS Code section 170.